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Faculty Profile


PROFESSOR & CHAIRPERSON – Banking & Financial Services




B.Com., LL.B., F.C.A, PHD


  • A dedicated Banker with 30 years of experience in credit/ treasury/audit/legal/ recovery facets of banking, retired as General Manager from Karnataka Bank Ltd. After serving for 30 years in various capacities.


  • Management of Banks with specific reference to: Banking Finance, Risk & Compliance, Audit & Legal Implications.


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  • Interest rate risk Management: The Economic Value Approach – in the journal on Compliance Risk and Opportunity published by IBS Publishing (P) Ltd.
  • Competing in the defining decade of Indian Banking was published in the compendium of conference papers at the Bancon 2011, held at Chennai on 4th -6th November 2011.

Conferences and Seminars

  • Seminar on Bank Audit & Information Technology “Audit of Advances & LFAR” on 07th March ,2001, organized by ICAI of India.
  • Management of Banks and Financial Institutions, “ALM in Banks in India” on 10 August, 2004 organized by T.A. Pai Management Institute, Manipal.
  • Seminar on Bank Audit, “Paradigm Shift in Bank Audits”, on 16th March, 2005 organized by, ICAI of India.
  • Radio talk “Changing Banking Scenario in India” 17.9.2006, All India Radio.
  • Economics Conference, “Women Entrepreneurs and the Banking sector, 16th December, 2006 organized by Sri Venkataramana Swamy College, Bantwal.
  • Seminar on Bank Audit Changing faces of Bank Audit 21st March, 2007 ICAI of India Panelist.
  • Commercial Bankers perspective on Annual Policy Statement 5.12.2008 organized by RBI – Chennai.
  • Seminar on Gobal Crisis 2008 “Global Financial Crisis- Issues, concerns and challenges for banks”, 16th May, 2009 organized by ICFAI.
  • 5th Annual Risk and Compliance Summit, 2011- Panelist AML/ KYC- “Are we doing enough” 18th February, 2011, organized by Indian Banks Association, Mumbai.
  • Risk Management in Banks- Present challenges and future preparedness, “Risk Management and its impact on Basel II and III”, 9th May, 2011 organized by Justice K S Hegde Institute of Management, Nitte along with Syndicate Bank.
  • Annual Conference on Secure Banking Panelist, “Frauds, Anti-money Laundering and Compliance” on 29th July, 2011 organized by Indian Banks Association, Mumbai.
  • Panelist “Establishing a Culture of risk” on19th 2011 organized by Sun Guard CityDay event , Mumbai.
  • Regulation of financial Innovations, “Balancing Risk Reward and Regulation- Panel discussion” on 7th December, 2011 organized by Indian Banks Association, Mumbai.
  • Global Investors Meet- Panelist, “Financial Partnering in Investment Decisions”, on 8th June, 2012, organized by Government of Karnataka.
  • Seminar on Basel III “Basel III -A New Risk Agenda”, on 28th February, 2013 organized by ICAI Muscat Chapter.
  • National Seminar on Indian Banking Sector : “Big Challenges and the Road ahead Strategies for survival and success” on 4th May, 2013, organized by Mangalore Institute of Technology and Engineering, Moodabidri.
  • National Conference on Emerging Issues in Banking and Finance in a Technology Driven Economy, “Competing in the defining decade for Indian Banking” on 20th February, 2015 organized by National Institute of Technology Karnataka, Surathkal.
  • On line Panel Discussion, “Budget 2015” on 01st March, 2015 organized by Daijiworld 24×7 Television Debate.
  • On line Panel Discussion, “Budget 2017” on 3rd February, 2017 organized by Daijiworld 24×7.
  • Talks on Banking, Women Empowerment, Indian Budget, Risk in banks etc., have been aired on All India Radio, Mangalore.


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Media Coverage

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